🏦 Flexible Finance Options

Education Loan
& Easy EMI

Don't let finances be the reason you delay building a ₹10–20 LPA career. We offer 0% EMI, instalment plans, and education loan assistance — so you can start learning now and pay as your career grows.

💳 0% EMI Available 🏦 Education Loans 📅 Flexible Instalments ⚡ Quick Approval
Apply Now Ask About Loan

💰 Finance Summary

0% EMI on credit card (select banks)
2–3 instalment plan (direct)
Education loan via partner NBFCs
No collateral for courses under ₹4 lakh
Loan approval in 24–72 hours
Repayment starts after course completion
💳
0% Interest
EMI on select credit cards
📅
3 Instalments
Spread cost over 3 months
⚡
24–72 Hours
Loan approval timeline
🎓
Post-Course
Repayment after you get placed
Finance Options

3 Ways to Finance Your Course

Choose the plan that suits your situation — all options are available for every course.

Most Popular
📅

Instalment Plan

Pay the course fee in 2–3 instalments directly to us — no bank, no interest, no paperwork. First instalment confirms your seat.

0% Interest
💳

Credit Card EMI

Use your credit card's EMI feature via Razorpay. 0% EMI available on HDFC, ICICI, Axis, Kotak, and SBI credit cards for 3–12 months.

3–12 Month EMI
🏦

Education Loan

Apply via our NBFC and fintech partner network. Collateral-free loans for eligible students. Repayment typically begins after course completion.

Via Loan Partners
Sample EMI Plans

What Your Monthly EMI Could Look Like

Indicative amounts — actual fee and EMI will be confirmed by your counsellor. Contact us for exact course pricing.

Course Duration 3-Month EMI 6-Month EMI 12-Month EMI
Data Science with ML 8 Months ~₹5,000/mo ~₹2,500/mo ~₹1,300/mo
Data Analytics with Python 6 Months ~₹4,000/mo ~₹2,100/mo ~₹1,100/mo
Data Analytics 4 Months ~₹3,000/mo ~₹1,600/mo ~₹850/mo
MIS & Reporting 4 Months ~₹2,500/mo ~₹1,400/mo ~₹730/mo

* These are approximate indicative ranges. Contact +91 73036 09096 for exact course fee and EMI breakdown. Credit card 0% EMI availability depends on your bank and card type.

How It Works

Apply for a Loan in 4 Steps

1

Talk to Our Team

Call or WhatsApp +91 73036 09096 and mention you'd like loan assistance. We'll guide you to the right option.

2

Choose Loan Type

We'll match you to the right option — instalment plan, card EMI, or NBFC loan — based on your profile.

3

Submit Documents

For NBFC loans: submit KYC documents and income/student proof. Process takes 24–72 hours for approval.

4

Start Your Course

Once approved, your seat is confirmed and you start your batch — repayment begins after you complete the course.

Documents Required

What You'll Need for a Loan Application

📋 KYC Documents

  • Aadhaar Card (front and back)
  • PAN Card
  • Passport-size photograph
  • Bank account statement (last 3 months)
  • Cancelled cheque or passbook copy

🎓 Student / Income Proof

  • Last qualification marksheet / degree certificate
  • Latest salary slip (if employed)
  • Employment letter or offer letter (if available)
  • IT returns or Form 16 (if applicable)
  • Co-applicant documents if required by the lender

Document requirements may vary by loan partner. Our team will tell you exactly what's needed for your specific loan type. WhatsApp us to start the process.

Loan Application

Apply for an Education Loan

Fill your details, upload your documents, and our finance counsellor will review and call you within 24 hours.

Education Loan Application

Fill your details and upload documents — our finance counsellor will review and call you within 24 hours.
Loan FAQs

Common Questions About Education Loans

Do I need a guarantor or collateral for a loan?
For most of our courses (which fall under ₹4 lakh), loans are available without collateral. A parent or guardian may be required as a co-applicant by some lenders. Our team will guide you based on your specific loan partner options.
Is the 0% EMI really interest-free?
Yes — 0% EMI via Razorpay is genuinely interest-free for eligible credit card holders. Available on HDFC, ICICI, Axis, Kotak, and SBI credit cards for 3, 6, or 12-month tenures. Your bank may charge a processing fee of ₹0–500 depending on your card.
When do I start repaying the loan?
For NBFC education loans, repayment typically begins 1–3 months after course completion — by which time most of our students are already placed and earning. The exact moratorium period depends on the loan partner.
What if I don't get placed — do I still need to repay?
Education loans are independent of placement outcomes — the loan agreement is between you and the lending institution, not XL Academy. However, our 95% placement rate means the vast majority of students are earning within 3 months of completing the course.
How quickly can a loan be approved?
NBFC and fintech partner loans are typically approved in 24–72 business hours once complete documentation is submitted. Instalment plans with XL Academy directly are set up same-day after a conversation with your counsellor.

Don't Let Cost Stand Between You and a ₹10 LPA Career

Talk to our finance counsellor today — we'll find a payment plan that works for your situation.

Apply Now WhatsApp for Loan Help 📞 +91 73036 09096